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Welcome To E Mortgage Home Loans, Inc

Established in 2015, E Mortgage Home Loans has been a trusted name in the mortgage lending industry, providing tailored home financing solutions to individuals and families across California, Colorado, and Florida. With our headquarters nestled in the vibrant city of San Diego, we are committed to delivering exceptional service, competitive rates, and a seamless lending experience to our valued clients.

As a licensed mortgage company in three key states, we bring a local touch to a national scale. Our dedicated team of skilled loan officers are here to guide you through every step of your homeownership journey, ensuring that you find the perfect loan option to suit your unique needs and goals. Whether you're a first-time homebuyer, looking to refinance, or seeking a jumbo loan, our experts are equipped with the knowledge and resources to assist you in making informed financial decisions.

E Mortgage Home Loans takes immense pride in our accomplishments and contributions to the industry. We are honored to be ranked among the top 50 brokerages in California for mortgage lending, a testament to our commitment to excellence and client satisfaction. With an impressive track record of having funded over 1.5 billion dollars in loans, we have helped countless individuals and families turn their dreams of homeownership into reality.

Our mission is simple: to provide a transparent, efficient, and personalized lending experience that empowers our clients to achieve their homeownership goals with confidence. We understand that the world of mortgages can be complex, which is why we strive to demystify the process, answer your questions, and offer guidance at every turn. Your journey is our priority, and we are dedicated to building relationships that last beyond the closing table.

As we continue to expand our network and reach, we remain committed to upholding the values that have made us a trusted choice in the industry. We invite you to explore our website, connect with our experienced loan officers, and discover how E Mortgage Home Loans can make a difference in your pursuit of homeownership.

Thank you for considering E Mortgage Home Loans as your lending partner. We look forward to being a part of your journey towards finding your perfect home.

How We Can Help Buy Your Dream House


Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Our team at E Mortgage Home Loans, Inc is fast, friendly, experienced and here to help you every step of the process!


We work conforming and non-conforming real estate loans.


The E Mortgage Home Loans, Inc Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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The E Mortgage Home Loans, Inc Address

Contact Us:

Phone: (858) 373-7280

Address: 1111 6th Ave Suite 300
San Diego, CA

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.